Piedmont is the Original Payroll Deduction Alternative and the market leader in split direct deposit premium administration.  We offer our split direct deposit services down to three lives – as opposed to others that limit their services to groups with more than 100 or even 250 lives.  Or worse, eliminate first-year commissions on cases with weekly pay frequencies.  And to sweeten the pot, we allow agents and brokers to earn fee income for using Piedmont’s solutions.  That’s right, you can now earn fee income with Piedmont. With 20% of Americans now using split direct deposit, I believe we are at the tipping point.  If a competitor came into your account tomorrow and offered to eliminate the bill, what would you do?  Either you can do it or someone else will eventually do it for you.  So make sure that you are presenting a zero-bill solution to your clients that our available to all cases sizes and pay frequencies like Piedmont’s split direct deposit services and earn fee income doing so.  And thank you for using Piedmont, the Original Payroll Deduction Alternative!